Over the past week, tens of thousands of innocent customers have been targeted by scammers.
Tens of thousands of fraudulent messages, claiming to be from the aforementioned banks, were issued last week – asking account holders to verify suspicious transactions.
Fraudulent texts are framed as security messages requesting confirmation of a payment made from a previously unused digital device.
In another series of messages, the texts ask the recipient to tap a link to confirm payment to a named person, the Mirror reports.
All fake messages contain fraudulent links that request sensitive information such as online banking details and full names, which puts the person at risk of theft and bank fraud.
This alert comes on the back of warnings that criminals are using the Royal Mail brand to intercept people’s details.
The Chartered Trading Standards Institute (CTSI) said the messages claim a package is awaiting delivery but “settlement” must first be paid.
The messages include a link to a fraudulent Royal Mail website which asks the recipient to enter their bank details to release their package.
The CTSI has warned that the increase in online shopping means more people are likely to wait for packages and deliveries, making them more vulnerable to this type of fraud.
Speaking on bank scams, Katherine Hart, head at CTSI, said: “I have seen so many reports of this scam; in fact, I received several versions of it on my phone. The public is very vulnerable to this type of fraud, especially as more and more people depend on online payments.
“Fraudsters are changing the form and methods of their scams in response to changing consumer behavior. The boom in online shopping and payments means the public needs to be more vigilant when making payments online and receiving messages claiming to be from their bank.
“If you receive a suspicious text message like this, please contact your bank directly and check with them. Also send any scam text messages to 7726, which is a free reporting service operated by Ofcom. We need to protect ourselves and others from these scams, but also provide vital intelligence to the authorities. ”