The national building company warns its bank account customers who rely on its travel coverage that it will not accept any coronavirus claims – medical or otherwise – for any travel booked after March 18.A host of other large travel insurers, including Direct Line, Axa and Lloyds and Barclays, have all told customers making new vacation bookings that they will pay for medical costs if a customer catches the virus this summer, but virtually no other coronavirus related claims.
This means that travelers booking last-minute trips are at considerable financial risk if they cannot travel due to a second Leicester-type lock or if the area in which they stay is closed again.
A vacationer who catches the virus while he is away could face enormous problems. Airlines will take passenger temperatures and deny boarding to those with fever.
Those forced into solitary confinement abroad would face additional accommodation costs and the prospect of having to purchase a new return trip, none of which would be insured.
The Guardian understands that only one company, Trailfinders, currently offers comprehensive travel insurance, including coverage for a coronavirus cancellation, medical bills and additional accommodation costs, following a quarantine order.
He is currently quoting £ 54 for a couple spending eight days in France in August. For comparison, the cheapest provider, Insurefor, wanted £ 36.50 for significantly less coverage.
A Trailfinders spokeswoman said she has been busy “since the launch on Wednesday. The company hopes that other suppliers will return to the market for fear of being overrun by customers.
Large insurers, including Aviva and La Poste, all stopped selling policies as the depth of the crisis emerged. While some have resumed sales, albeit on reduced terms, others such as Direct Line and Aviva have not yet returned to the market.
Helen Chambers, head of travel insurance for Moneysupermarket, said providers are not offering the cancellation coverage customers want.
“An increasing number of providers will cover you for your cancellation if you have a positive test for Covid and cannot make your trip. It is more important than ever that customers take the time to compare the cost of their travel insurance policy and understand exactly what it covers. Read the Ts and C of your policy before you commit to buying to make sure you have the coverage you need, “she said.