Second stimulus check: does one arrive and do we still receive $ 1,200? Here is the last


The leaders of the White House and the Congress are working on different proposals for a second economic recovery plan for 2020. Angela Lang / CNET

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Several months after the IRS started doing stimulus payments, Washington politicians are now examining the merits of a second round of checks to help support a fragile American economy. Senate Republicans, House Democrats and White House advisers are each charting different routes to another financial bailout bill – including how much money would be distributed to individuals, families and unemployed people.

An alternative is that the next coronavirus the stimulus package would combine elements of the three approaches as leaders of the White House and Congress strive to find common ground.

The schedule for a second stimulus payment is also quite open. Senate majority leader Mitch McConnell said Congress could decide in the coming weeks whether to resume another round, CNBC reported, and White House officials expect the executive to work on its own proposal until July, according to the Wall Street Journal. It is unclear whether protests sweeping the globe in response to the death of George Floyd will affect the government’s agenda.

Here is what we know today about what Washington is working on and what you can expect from the proposals. This story is frequently updated with new information and aims to provide an overview of the situation. If you are waiting for your first stimulation test, you can track the status of your pacing control with the IRS, see some possible reasons you don’t have a check yet, and what to do if your check never arrives.

Congress is expected to start work on a new coronavirus stimulus bill soon that could put up to $ 1,200 more in your wallet.

Angela Lang / CNET

What are the main proposals for the next stimulus check?

In summary, the Democratic proposal for a second round of payments is the most distant, with its Heroes Act passed in the House in May. It is now in the Senate. The Home package – if signed by law – would provide a second set of payments to individuals and families and would extend improved unemployment benefits until the end of the year.

The White House plan is still taking shape, according to the Wall Street Journal, President Donald Trump and his economic advisers seeking to stimulate the US economy by encouraging workers to find or return to their existing jobs, eat out and take a vacation, for example.

Senate Republicans, led by McConnell, have outlined the parameters they wish to follow for a second round, including a cap on the size of the bill and a stipulation that it will be the last stimulus package linked to the coronavirus pandemic.

More details on all of these potential approaches below.

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How much money can I get in a second dunning check?

The Heroes Act passed by the House would include a second direct payment to individuals and households of up to $ 1,200 per family member, capped at $ 6,000 for a family of five. Neither White House officials nor McConnell have provided details on whether individual payments would be part of their proposals.

What does the House’s Heroes Act offer?

The Heroes Act targets a wide range of benefits for households, renters and non-citizens living in the United States, according to a fact sheet from the House Appropriations Committee (PDF). As it is still a proposal, the details of the stimulus package are not guaranteed, but here are the highlights of the bill.

People: An eligible person would receive up to $ 1,200 if their adjusted gross income, or AGI, from their 2019 federal income tax return or 2018 return (if you have not yet filed taxes) was less than $ 75,000 and gradually decreased as the AGI increased.

Children and dependents: Each dependent would be entitled to a payment of $ 1,200, unlike the first stimulus bill, which capped up to three children at $ 500 each. It would apply to students, children over the age of 17, parents with disabilities and parents of a taxpayer.

Families: Households would be entitled to a maximum payment of $ 6,000 in total, capped at five family members at $ 1,200 each. The amount you would be eligible to receive would decrease the higher your AGI.

Non-citizens: Those without a social security number could use an individual taxpayer identification number to qualify for payment.

Unemployment benefits: The bill would postpone the current enhanced unemployment benefit by $ 600 per week (in addition to the typical state unemployment benefit) to January 2021.

What do White House officials offer?

According to the Wall Street Journal, the White House will begin to outline its own proposal for a second stimulus package this week. It should focus on initiatives that could help the US economy recover, such as incentives for workers to find jobs and for people to spend money in their city.

The White House plans to cut unemployment benefits to $ 250 or $ 300 a week in the second half, which Republicans say will encourage people who have lost their jobs to find work. Currently, payments are $ 600 per week, under the CARES law passed in March. The enhanced benefits expire on July 31.

The White House is also considering tax breaks for those taking vacations in the United States this year to encourage spending, the Journal reported. Japan has taken a similar approach to encourage domestic travel.

The White House has so far chosen to work on a second stimulus package. Presidential aides predict that the terms of his package will not be completed before July, according to the Journal.

What are Republican leaders proposing?

As the Senate decides in the coming weeks whether it will take another stimulus package, the Republicans have begun to outline their own parameters. The Senate could wait until the end of July to start working on the package, Bloomberg reported.

How could a second stimulus check help the economy?

The first one stimulus checks for up to $ 1,200 each, were originally intended as a one-time payment to help people and businesses affected by the coronavirus epidemic. This includes people who could not work due to illness, limited working hours or the loss of their jobs when businesses were closed in order to slow the spread of COVID-19.


A second stimulus bill could be the last for Americans affected by the coronavirus pandemic.

Angela Lang / CNET

But Americans continue to worry about the state of the economy since the pandemic began, according to a Financial Times survey, with more than a third now declaring that a global slowdown is the biggest threat to the economy.

In this context, and with high unemployment and a potential global recession to come, some wonder if the first check was enough for individuals, families, businesses and those who are unemployed and explore the best way to distribute additional aid.

On June 4, the Department of Labor reported that 1.9 million Americans had filed new unemployment insurance claims for the last week of May, of which 21.5 million were receiving unemployment benefits by the week May 23. This is actually a drop, with the national unemployment rate dropping from 14.7%. in April at 13.3% in May, the States having authorized the reopening of businesses.

In a recent Senate hearing, the President of the Federal Reserve, Jerome Powell, called for further economic relief. In May, the International Monetary Fund predicted a deep global recession that could become the worst since the Great Depression.

Has the IRS finished sending the first wave of stimulus checks?

The IRS continues to send stimulus checks to eligible Americans. As of June 3, it had made 120 million payments in direct deposit to bank accounts, 25 million in mailed checks and 4 million in prepaid debit cards posted, for a total of 159 million payments. If you haven’t received your money yet, here are 10 possible reasons for a delay. If you are afraid of receiving your check and you have not, here’s what you can do.


Even with the opening of some businesses, the United States has reached an unemployment rate of 17.2%.

Angela Lang / CNET

What will it take to get a second stimulation test and what is happening now?

For the moment, we are waiting. It is clear that a second stimulation test will not happen immediately. If the government does not decide to move forward until the end of June, it could take weeks after legislation is passed for a check to reach you.

To receive a second stimulus check, the proposed bailout package would have to go through both the House and the Senate before receiving a signature from President Trump. Only then can it take effect. After that, the IRS now has a system in place to organize and distribute these checks.

We will continue to update this story with new information as it becomes available. While the future of a second stimulus bill remains unclear, we would like to share the resources available on unemployment insurance, what you can do if you lost your job, What you need to know about evictions and late car paymentsand how take control of your budget.


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