Some small businesses that have received help are too afraid of the rules to spend them

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“I had to have a backup plan to take the money, in case I had to pay it back,” she said.

Coyote Ugly, an international chain of honky-tonk bars made famous by the movie of the same name in 2000, sits on his money loan. The company’s American bars have been closed since mid-March. The bartenders and security personnel were immediately laid off, but the bar managers were kept.

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