Drivers on non-essential trips could cancel their insurance, warns Loophole

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Drivers who use their cars for non-essential trips while the coronavirus is locked could cancel their insurance, warned a reputable auto lawyer.

Despite the widespread traffic restrictions currently in place, the latest data suggests that traffic is starting to increase again, with motorists getting tired of being trapped at home.

The police were also forced to warn people against using their cars to get to places of beauty in order to do their authorized daily exercise.

Critics of the current traffic restrictions insist that driving A to B in a car is not likely to spread the Covid-19 virus.

But Nick Freeman, the lawyer, who became known as Mr. Loophole, after helping a string of famous clients avoid driving costs, said that making non-essential trips could in fact mean that the driver was not insured.

He said, “Essential travel is broadly defined as buying basic necessities, collecting medical supplies, caring for a vulnerable person, and returning to work if you cannot do it from your home. home.

“Everything else is not really acceptable, so if you have an accident and can’t prove that your trip was essential, your insurance may be canceled. “

There is also a warning regarding motorists whose MOTs have expired and are involved in accidents.

Due to the current foreclosure of car owners, for which the MOT was due, a temporary extension of six months was granted.

But Freeman said drivers would still be responsible if they were involved in an accident caused by the defective condition of their car.

He said: “MOT’s sabbatical is not an exit clause for tires without a tread, defective brakes or defective suspension. You can’t hide behind the fact that you couldn’t do a WORD.

“It is the responsibility of the motorist to ensure that their vehicle is in good working order. Otherwise, you could face anything, penalty points and a prison fine depending on the allegation.

“If your car has not had a MOT due to the six-month sabbatical rule, you should notify your insurance company as this may affect your premium and you may find that your policy is canceled. “

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